Wyndham Hotels & Resorts has launched the Wyndham Rewards Debit Card, a first-of-its-kind offering from a major hospitality brand in the U.S.
Designed for younger travelers and those who prefer a debt-free lifestyle, the Wyndham Rewards Debit Card allows users to earn Wyndham Rewards points on day-to-day transactions, from gas and groceries to dining, retail and more. Points can be redeemed for a range of rewards—including free nights at more than 60,000 hotels, vacation club resorts and vacation rentals globally—while other cardholder perks include complimentary Wyndham Rewards Gold level membership, hotel booking discounts, an annual point bonus and more.
“Research continues to show a large number of travelers, particularly younger consumers such as Gen Z, prefer debit cards as their primary method of payment,” said Charmaine Taylor, SVP, strategic and financial partnerships, Wyndham Hotels & Resorts. “Unfortunately, that means many have been left on the sidelines when it comes to earning free hotel nights and other travel rewards. With the Wyndham Rewards Debit Card, that’s no longer the case. Now anyone and everyone can earn points on their day-to-day purchases and, in turn, enjoy meaningful rewards.”
A recent EY study from last year found that nearly 70% of Gen Z consumers use their debit cards once or more per week. At the same time, research from PMG shows travel as a key area of spend for Gen Z, 65% of whom intend to spend more on travel in 2025 and nearly 60% of whom consider loyalty programs essential when booking their travel.
Key benefits of the new debit card include:
- Easy point earning: Earn one Wyndham Rewards point per dollar spent on eligible Wyndham hotels, gas and grocery purchases, and one Wyndham Rewards point per two dollars spent on all other qualifying purchases.
- Upgraded status: Enjoy Wyndham Rewards Gold level membership and unlock perks like accelerated points earning, preferred rooms, late checkout and more.
- Welcome bonus: Earn 2,500 Wyndham Rewards bonus points after opening an account, making at least two direct deposits and spending $100 in the first 90 days.
- Annual bonus: Receive up to 7,500 bonus points each year on the card anniversary—enough for a free night at thousands of Wyndham hotels worldwide.
- Card member booking discount: Save even more for stays at participating Wyndham hotels.
Waived monthly fee: Pay only a $6 monthly fee, which is waived with a minimum average monthly account balance of $2,500.4 - Waived ATM fees: Pay no surcharges when using an ATM in the Cirrus network.
The Wyndham Rewards Debit Card is powered by Galileo Financial Technologies, SoFi’s technology platform, and is issued by Sunrise Banks N.A. and backed by Mastercard as the payments network.
“People who use debit are often overlooked by traditional rewards programs, which is what makes this card—a first of its kind in the hospitality space—so special,” said Derek White, CEO, Galileo Financial Technologies. “What’s more, with the help of Galileo, Wyndham was able to stand its offering up in just a few months. That’s the power of our platform. By bringing together card issuing, processing, Cyberbank Digital and program management, brands can launch quickly and efficiently, delivering innovative financial products that strengthen customer relationships and drive revenue.”
Chiro Aikat, co-president, U.S., Mastercard, added, “Brands are looking for payment products that enhance loyalty and deepen the relationship they have with consumers. The new Wyndham Rewards Debit Card unlocks access to rewards and benefits curated to enhance consumer value while enjoying their passion for travel.”
